Privacy Policy
www.myhfce.com Privacy Policy
Type of website: Education and Consultation
Effective date: 25th day of November, 2025
www.myhfce.com (the "Site") is owned and operated by Horizon Financial Consulting and Education LLC. Horizon Financial Consulting and Education LLC is the data controller and can be contacted at:
[email protected]
(681) 771-7187
17350 State Hwy 249, STE 220 #13467, Houston TX 77046
Purpose
The purpose of this privacy policy (this "Privacy Policy") is to inform users of our Site of the following:
The personal data we will collect;
Use of collected data;
Who has access to the data collected;
The rights of Site users; and
The Site's cookie policy.
This Privacy Policy applies in addition to the terms and conditions of our Site.
GDPR
For users in the European Union, we adhere to the Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016, known as the General Data Protection Regulation (the "GDPR"). For users in the United Kingdom, we adhere to the GDPR as enshrined in the Data Protection Act 2018.
We have not appointed a Data Protection Officer as we do not fall within the categories of controllers and processors required to appoint a Data Protection Officer under Article 37 of the GDPR.
Consent
By using our Site users agree that they consent to:
The conditions set out in this Privacy Policy.
When the legal basis for us processing your personal data is that you have provided your consent to that processing, you may withdraw your consent at any time. If you withdraw your consent, it will not make processing which we completed before you withdrew your consent unlawful.
You can withdraw your consent by: You have the right to withdraw your consent at any time by following the unsubscribe link in our communications or by contacting us directly.
Legal Basis for Processing
We collect and process personal data about users in the EU only when we have a legal basis for doing so under Article 6 of the GDPR.
We rely on the following legal bases to collect and process the personal data of users in the EU:
Users have provided their consent to the processing of their data for one or more specific purposes;
Processing of user personal data is necessary for us or a third pary to pursue a legitimate interest. Our legitimate interest is not overriden by the interests or fundamenal rights and freedoms of users. Our legitimate interest(s) are: Providing and improving our services, including managing class enrollments, coaching sessions, consulting projects, and educational programs.
Communicating with clients, students, and partners, to respond to inquiries, deliver requested materials, and provide relevant updates or information.
Marketing to existing clients and interested parties, including sending newsletters, course updates, event invitations, and other communications that may be of interest, always with the option to unsubscribe.
Maintaining business operations and platform functionality, including website analytics, system maintenance, and service optimization.
Ensuring security, integrity, and compliance, including fraud prevention, dispute resolution, and protecting against misuse or unauthorized access.
Whenever we rely on this legal basis, we ensure that:
The data processing is necessary for achieving our stated business purposes,
The use of data is reasonable and proportionate, and
Your privacy rights and interests are given full and fair consideration.
If you wish to learn more about how we balance these legitimate interests against your rights, or if you object to your data being processed on this basis, you may contact us at any time using the details provided in the Contact section of this policy.; and
Processing of user personal data is necessary for us to take, at the request of a user, steps before entering a contract or for the performance of a contract to which a user is a party. If a user does not provide the the personal data necessary to perform a contract the consequences are as follows: In some cases, we need to collect certain personal information in order to provide our services or comply with legal obligations. If you choose not to provide this information, we may not be able to:
Register you for a class, consultation, or event.
Respond to your inquiries or provide requested materials.
Process payments or issue receipts.
Create or maintain your account or booking profile.
Providing optional information (such as additional contact details or marketing preferences) is entirely voluntary. If you choose not to provide optional information, it will not affect your ability to access or use our core services.
We only request information that is relevant, limited, and necessary to deliver the services you request or to fulfill our legitimate business and legal obligations..
Personal Data We Collect
We only collect data that helps us achieve the purpose set out in this Privacy Policy. We will not collect any additional data beyond the data listed below without notifying you first.
Data Collected Automatically
When you visit and use our Site, we may automatically collect and store the following information:
IP address;
Location;
Hardware and software details;
Clicked links;
Content viewed;
Referring Website; and
Visit Analytics: Date, time, and duration of your visit.
Data Collected in a Non-Automatic Way
We may also collect the following data when you perform certain functions on our Site:
First and last name;
Age;
Date of birth;
Sex;
Email address;
Phone number;
Address; and
Payment information.
This data may be collected using the following methods:
Creating an account.
How We Use Personal Data
Data collected on our Site will only be used for the purposes specified in this Privacy Policy or indicated on the relevant pages of our Site. We will not use your data beyond what we disclose in this Privacy Policy.
The data we collect automatically is used for the following purposes:
Helps us improve user experience, detect and prevent fraud, maintain system security, and evaluate our marketing effectiveness..
The data we collect when the user performs certain functions may be used for the following purposes:
Communication, account management and account verification.
Who We Share Personal Data With
Employees
We may disclose user data to any member of our organization who reasonably needs access to user data to achieve the purposes set out in this Privacy Policy.
Other Disclosures
We will not sell or share your data with other third parties, except in the following cases:
If the law requires it;
If it is required for any legal proceeding;
To prove or protect our legal rights; and
To buyers or potential buyers of this company in the event that we seek to sell the company.
If you follow hyperlinks from our Site to another Site, please note that we are not responsible for and have no control over their privacy policies and practices.
How Long We Store Personal Data
User data will be stored until the purpose the data was collected for has been achieved.
You will be notified if your data is kept for longer than this period.
How We Protect Your Personal Data
We take the protection of your personal information seriously and implement a variety of technical and organizational measures to safeguard it. These measures are designed to protect your data from unauthorized access, disclosure, alteration, or destruction. While we strive to implement the highest standards of security, no system is 100% secure. We encourage you to take steps to protect your own personal information, including using strong passwords and being cautious when sharing information online. Our employees are bound by strict confidentiality agreements and a breach of this agreement would result in the employee's termination.
While we take all reasonable precautions to ensure that user data is secure and that users are protected, there always remains the risk of harm. The Internet as a whole can be insecure at times and therefore we are unable to guarantee the security of user data beyond what is reasonably practical.
Your Rights as a User
Under the GDPR, you have the following rights:
Right to be informed;
Right of access;
Right to rectification;
Right to erasure;
Right to restrict processing;
Right to data portability; and
Right to object.
Children
We do not knowingly collect or use personal data from children under 16 years of age. If we learn that we have collected personal data from a child under 16 years of age, the personal data will be deleted as soon as possible. If a child under 16 years of age has provided us with personal data their parent or guardian may contact our privacy officer.
How to Access, Modify, Delete, or Challenge the Data Collected
If you would like to know if we have collected your personal data, how we have used your personal data, if we have disclosed your personal data and to who we disclosed your personal data, if you would like your data to be deleted or modified in any way, or if you would like to exercise any of your other rights under the GDPR, please contact our privacy officer here:
__________
________________________________________
________________________________________
________________________________________
Do Not Track Notice
Do Not Track ("DNT") is a privacy preference that you can set in certain web browsers. We do not track the users of our Site over time and across third party websites and therefore do not respond to browser-initiated DNT signals.
How to Opt-Out of Data Collection, Use or Disclosure
In addition to the method(s) described in the How to Access, Modify, Delete, or Challenge the Data Collected section, we provide the following specific opt-out methods for the forms of collection, use, or disclosure of your personal data specified below:
You may opt out of receiving promotional or marketing emails at any time. You can opt-out by clicking the “Unsubscribe” link included in our emails or by contacting us directly.
Cookie Policy
A cookie is a small file, stored on a user's hard drive by a website. Its purpose is to collect data relating to the user's browsing habits. You can choose to be notified each time a cookie is transmitted. You can also choose to disable cookies entirely in your internet browser, but this may decrease the quality of your user experience.
We use the following types of cookies on our Site:
Functional cookies
Functional cookies are used to remember the selections you make on our Site so that your selections are saved for your next visits;
Analytical cookies
Analytical cookies allow us to improve the design and functionality of our Site by collecting data on how you access our Site, for example data on the content you access, how long you stay on our Site, etc;
Targeting cookies
Targeting cookies collect data on how you use the Site and your preferences. This allows us to personalize the information you see on our Site for you; and
Third-Party Cookies
Third-party cookies are created by a website other than ours. We may use third-party cookies to achieve the following purposes:
Monitor user preferences to tailor advertisements around their interests.
Modifications
This Privacy Policy may be amended from time to time in order to maintain compliance with the law and to reflect any changes to our data collection process. When we amend this Privacy Policy we will update the "Effective Date" at the top of this Privacy Policy. We recommend that our users periodically review our Privacy Policy to ensure that they are notified of any updates. If necessary, we may notify users by email of changes to this Privacy Policy.
Complaints
If you have any complaints about how we process your personal data, please contact us through the contact methods listed in the Contact Information section so that we can, where possible, resolve the issue. If you feel we have not addressed your concern in a satisfactory manner you may contact a supervisory authority. You also have the right to directly make a complaint to a supervisory authority. You can lodge a complaint with a supervisory authority by contacting the _____________________________________________________________________________.
Contact Information
If you have any questions, concerns or complaints, you can contact our privacy officer, __________, at:
________________________________________
________________________________________
________________________________________
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